Visionary Construction Group
Residential Roofing in Plano, TX
Are you looking for a quality roofer in Plano, TX? You need someone reliable and trustworthy. There are tons of roofers out there, and many will advise you to make a claim even if you shouldn’t. No matter the situation, we’ll give you our honest assessment of your situation and advise you on the right next steps to take.
We’re Visionary Construction Group, a turnkey general contractor based in Plano, TX. If you’d like to learn more about us, check out our About page. We’d be more than happy to help you on any of your roofing projects!
Best Roof Inspections in Plano, TX
- Decking
- Underlayment
- Shingles
- Gutters
- Downspouts
- Fascia
- Drip Edge
- Valley Flashing
- Chimney Flashing
- Pipe Jacks
- Whirlybirds
- Turtle Vents
Submit an inquiry and we'll be in touch!
Roofing Contractor in Plano, TX
Most Common Reasons For Roof Damage
- Hail damage
- Wind damage
- Water damage
- Moisture damage
- Inadequate ventilation
- Punctures and cracks
- Aging/Loose shingles
New Roof Cost in Plano, TX
It can be very difficult to figure out how much a new roof will cost in Plano, TX. The reason being, we don’t know what is underneath. It also depends on if you are planning on paying for the roof out of pocket, or if the roof is covered under your insurance policy.
Both routes present unique challenges to giving a precise estimate for the cost of your new roof. That’s why we prefer to perform a hassle-free, no-obligation roof inspection before giving out a quote.
We use high quality materials from Owen’s Corning, where we are part of their Preferred Contractor network. This is a distinction earned due to our attention to detail and extensive customer support to make sure you, the customer, are satisfied with our work!
our process
The Roofing Insurance Claim
Our staff are here to guide you through the insurance process from start to finish. When you’re choosing a roofer in Plano, TX, you need to be dealing with the experts!
Let’s use an example: A tree fell on your house and caused $10,000 worth of damage. Here’s what you should do:
Take pictures of everything
This step may save you $2,000 at some point. A general policy when it comes to documenting damage for the insurance company is the more the merrier. Don’t let a concern for storage space cost you $2,000 from damage that insurance won’t cover.
Review your policy
Most insurance providers provide immediate online access to any documents you need to review your policy.
Call us
We’ve done this thousands of times and know the drill. We want to make sure that we can give you the best guidance for your situation.
File a claim
This is where you submit pictures and a description of damage to the insurance company.
Wait
Usually, it will take the insurance company a while to schedule an inspection for your property.
Receive initial payment (ACV)
Once insurance approves of the damage coverage, they will pay you directly. The initial payment is usually a baseline amount for the beginning of the project. This money is meant for whoever repaired the damages to the property. As the job progresses, we will coordinate with you on payment.
Receive final payment.
When the damage is completely restored, we will send over a Certificate of Substantial Completion form. After we get this form, we send it to your insurance company and they will send you a final check for the rest of the balance owed, completing your claim.
what we do
Our Home Remodeling Services
Total Home Remodeling
If you need your whole home updated, we can guide you in the design and build process.
Kitchen Remodeling
A kitchen remodel can make your home more comfortable and functional!
Bathroom Remodeling
A bathroom that is attractive and well designed can help increase the value of your home.
Outdoor Living
Looking for a relaxing way to spend time in the Texas heat? A patio can be a great idea!
Check Out All of Our Residential Services
FAQ
How To Pick A Roofer in Plano, TX
The idea of hiring a roofing company in Plano, TX can be daunting. There’s so many options, how do you choose who to go with? Let’s go through some of the questions you should be asking when choosing a roofing contractor in Plano, TX.
Well, you need to be sure they have the preliminary requirements for anyone that’s going to be on your roof. Let’s go through a quick checklist of what to watch out for when picking a roofer:
Do they waive deductibles?
If you engage a roofer and ask about deductibles, and they say that you don’t have to pay it, that should raise an immediate red flag. It shows that your roofer is not playing by the rules, and it cutting corners. Not only will you get a shoddy job, but it’s ILLEGAL. More on that later.
Are they insured?
How long will it take?
Are there any other costs I should be aware of?
What kind of warranty do I get?
Should I Make an Insurance Claim for My Roof?
In short, it depends.
If you are at any point in this process, get in touch with us. We can help walk you through project-specific components in the process for insurance.
- Call us! We can help guide you through the right actions to take, and give our opinion on what needs to be done to your roof.
- Call your insurance agent. This is when you should explain the damage and what happened.
- Submit your claim documentation.
- Schedule an inspection. For more details, please visit “How to file a homeowners insurance claim”.
Sometimes, the insurance adjuster may miss several things, or they will be unwilling to cover some amount of damage in your home. In this case, having a reliable general contractor help walk you through is invaluable. We prepare an thorough scope of work and can
explain the construction repair processes to your adjuster. We remove the confusion from the process and deliver a high-quality result.
What a Roofing Claim Does to Your Insurance Rates in Plano, TX
Some people think that if you make a claim, the insurance company will raise your individual rate. This is false.
It’s illegal for the insurance company to raise your INDIVIDUAL rate due to a claim being filed. However, when an entire zip code gets storm damage, the insurance rate for that zip code will likely increase. This is a very important consideration when deciding if you should file a claim. You could see an increase in your insurance rates even if you don’t file a claim.
Visionary Construction Group is not a Public Insurance Adjuster and is not offering to provide public adjusting services to its customers. As such, nothing on this website should be viewed as a promise to negotiate your claim. The information and services provided by Visionary Construction Group are limited to evaluating and discussing damage based on experience as a general contractor, scope of work for repairs, and performing said repairs to the property.
If you want even more information on these topics, the Texas Department of Insurance has some great resources listed on their website. It covers how to protect your property, filing a claim, repairing your home, and lists additional resources for you to use.
Check out this page to view some common questions homeowners have after suffering storm damage.
Roofing and Deductibles: What You Need To Know
From the Texas Department of Insurance website, “It’s illegal in Texas for a contractor to offer to waive, rebate, or absorb a property policyholder’s deductible.
State law: a) Requires contracts for $1,000 or more that involve an insurance settlement to include a notice that the policyholder must pay the deductible, and b) Allows insurance companies to request proof from the policyholder that the deductible was paid.”
Some roofing companies find ways to credit back money for the deductible. This is an unethical business practice that has given the roofing industry a bad name. Since areas like Dallas have hail frequently, many roofing companies are attracted to the area. Some people come from other states and use this business practice to game the system and pickup quick work.
This ultimately hurts you in the end because they do not have proper documentation to get your insurance company to fully indemnify you for your loss. Then, they are hard to reach after they replace your roof. They also usually fail to pull permits and register the work in your municipality, and aren’t registered in your town. To check if someone is a registered contractor in your town, try Googling “[Town] registered contractor search”.
We do it the right way and provide you the maximum amount of value by preparing a detailed scope of work for the necessary repairs to make to restore your roof. Reach out to us for any of your roofing needs in Plano, TX!
